Terms of Use
Last updated: 2026
Terms and Conditions
Background
This agreement applies as between you, the User of this website and Unlock Capital Ltd, the owner(s) of this website. Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the website.
If you do not agree to be bound by these terms and conditions, you should stop using the website immediately.
1. Definitions and Interpretation
In this Agreement the following terms shall have the following meanings:
“Content”
Means any text, graphics, images, audio, video, software, data compilations and any other form of information capable of being stored in a computer that appears on or forms part of this website.
“Service”
Means collectively any online facilities, tools, services or information that Unlock Capital Ltd makes available through the website either now or in the future.
“Premises”
Means Unlock Capital Ltd’s registered office at 41a Banks Road, Poole, England, BH13 7PW.
“System”
Means any online communications infrastructure that Unlock Capital Ltd makes available through the website either now or in the future. This includes, but is not limited to, web-based email and enquiry forms.
“User” / “Users”
Means any third party that accesses the website and is not employed by Unlock Capital Ltd and acting in the course of their employment.
“Website”
Means the website that you are currently using (https://unlockcapital.co.uk) and any sub-domains of this site unless expressly excluded by their own terms and conditions.
2. Intellectual Property
2.1
Subject to the exceptions in Clause 3 of these Terms and Conditions, all Content included on the website, unless uploaded by Users, including but not limited to text, graphics, logos, icons, images, sound clips, video clips, data compilations, page layout, underlying code and software is the property of Unlock Capital Ltd, our affiliates or other relevant third parties.
By continuing to use the website you acknowledge that such material is protected by applicable United Kingdom and international intellectual property and other laws.
2.2
Subject to Clause 4, you may not reproduce, copy, distribute, store or in any other fashion re-use material from the website unless otherwise indicated on the website or unless given express written permission to do so by Unlock Capital Ltd.
3. Third Party Intellectual Property
3.1
Unless otherwise expressly indicated, all Intellectual Property rights including, but not limited to, copyright and trademarks in product images and descriptions belong to the manufacturers or distributors of such products as may be applicable.
3.2
Subject to Clause 4, you may not reproduce, copy, distribute, store or in any other fashion re-use such material unless otherwise indicated on the website or unless given express written permission to do so by the relevant manufacturer or supplier.
4. Fair Use of Intellectual Property
Material from the website may be re-used without written permission where any of the exceptions detailed in Chapter III of the Copyright, Designs and Patents Act 1988 apply.
5. Links to Other Websites
This website may contain links to other sites. Unless expressly stated, these sites are not under the control of Unlock Capital Ltd or that of our affiliates.
We assume no responsibility for the content of such websites and disclaim liability for any and all forms of loss or damage arising out of the use of them.
The inclusion of a link to another site on this website does not imply any endorsement of the sites themselves or of those in control of them.
6. Links to this Website
Those wishing to place a link to this website on other sites may do so without prior permission. However, Unlock Capital Ltd would appreciate an email notification indicating the page and URL where the link is placed.
7. Use of Communications Facilities
7.1
When using the enquiry form or any other System on the website you should do so in accordance with the following rules:
- You must not use obscene or vulgar language
- You must not submit Content that is unlawful or otherwise objectionable, including content that is abusive, threatening, harassing, defamatory, discriminatory or otherwise inappropriate
- You must not submit Content intended to promote or incite violence
- Submissions should be made in English to ensure we can respond appropriately
- The means by which you identify yourself must not violate these terms or any applicable laws
- You must not impersonate other people, particularly employees or representatives of Unlock Capital Ltd
- You must not use our System for unauthorised mass communication such as spam
7.2
Unlock Capital Ltd reserves the right to monitor communications made via our Systems.
7.3
Where you submit personal information through our website, you confirm that:
- The information is accurate and truthful
- You will keep it accurate and up to date
8. Privacy
Use of the website is also governed by our Privacy Policy, which is incorporated into these terms by reference.
9. Disclaimers
9.1
Unlock Capital Ltd makes no warranty or representation that the website will meet your requirements, be of satisfactory quality, be fit for a particular purpose, be compatible with all systems, be secure, or that all information provided will be accurate.
We make no guarantee of any specific results from the use of our Services.
9.2
No part of this website constitutes financial, legal, or investment advice. You should obtain independent professional advice before making any financial decisions.
9.3
No part of this website constitutes a contractual offer capable of acceptance. The information provided is for general informational purposes only.
9.4
Whilst we endeavour to ensure accuracy, Unlock Capital Ltd is not responsible for any variations between descriptions and actual services.
9.5
We do not guarantee the availability of any services described on this website. Any enquiry does not create any binding obligation or guarantee.
9.6
All pricing information is correct at the time of publication. We reserve the right to change pricing or withdraw offers at any time.
10. Availability of the Website
The Service is provided “as is” and on an “as available” basis.
We give no warranty that the Service will be free of defects or faults. To the maximum extent permitted by law we provide no warranties (express or implied), including fitness for purpose, accuracy, compatibility or satisfactory quality.
Unlock Capital Ltd accepts no liability for any disruption or non-availability of the website resulting from external causes.
11. Limitation of Liability
11.1
To the extent permitted by law, Unlock Capital Ltd shall not be liable for indirect or consequential losses arising from use of the website.
11.2
Nothing in these terms excludes liability for death or personal injury caused by negligence, fraud, or any liability that cannot be excluded under applicable law.
12. Severability
If any provision of these Terms is found to be unlawful, invalid, or unenforceable, that provision shall be deemed severed and shall not affect the validity of the remaining provisions.
13. No Waiver
Failure to enforce any right under these Terms shall not constitute a waiver of that right.
14. Changes to These Terms
We may update these Terms from time to time. Continued use of the website constitutes acceptance of any updated Terms.
15. Notices
All notices shall be given by email or post to the registered office address.
Notices are deemed received:
- 3 days after posting (first class post)
- On the day sent if received during a business day
- On the next business day if sent outside business hours
16. Law and Jurisdiction
These Terms and the relationship between you and Unlock Capital Ltd shall be governed by and construed in accordance with the laws of England and Wales.
Both parties submit to the exclusive jurisdiction of the courts of England and Wales.
17. Regulatory Status
Unlock Capital Ltd will operate within the regulatory framework of the Financial Conduct Authority where applicable. This will include us being registered by the FCA before any lending commences.
This website is intended for use by High Net Worth individuals, angel investors and sophisticated borrowers. It is not directed at retail consumers.